Need Extra Help?
 Self Certification
There may be good reasons why you may find it difficult to prove your income. Self-certification mortgages are available (subject to status) for purchases and remortgages for up to 90% of the property value.
- Self-employed with no minimum trading period.
- Employed individuals with sizeable commission/bonus payments
- Individuals with more than one source of income
- Income including maintenance payments, state benefits and investment income
The overall cost for comparison is 7.9% APR.
To contact us, please complete our mortgage advice enquiry form.
Poor Credit History
 Anyone can get caught out by life’s surprises. If you have any of the following, you should seek advice to help you find the best possible mortgage deal:
- Missed loan or other credit payments
- Defaults
- CCJ’s (county court judgements)
- Mortgage Arrears
- IVA’s (Individual Voluntary Arrangement) and Bankruptcy.
The overall cost for comparison is 8.7% APR.
To contact us, please complete our mortgage advice enquiry form
Professionals
There are some specialized mortgage deals available if you are a solicitor, accountant, medical doctor, optician, dentist, teacher, pharmacist, actuary or veterinarian. Preferential mortgages of up to 95% of the value of your home are available (subject to status)
To contact us, please complete our mortgage advice enquiry form
Non-UK Citizens
If you are a citizen of an EU country, resident in the UK, you should have no difficulty in finding a mortgage. If you are originally from outside the EU, many mortgage lenders require you to have indefinite leave to remain in the country.
Mortgages are available subject to a minimum of 12 months residency in the UK and a minimum of 6 months remaining on your visa.
To contact us, please complete our mortgage advice enquiry form
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